Richart + @ GoGo card account opening teaching and using result
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Soon after the last July as an office worker, money never borrowed cash found between colleagues, but often occur following this conversation.
S: "just lunch one $110!"
C: "well, I'm Richart give it to you."
The above example is clear to see Richart has become a verb.
Original I was actually able to shrug off, until one day, lost my head a registration can get five hundred links to me, I didn't mention interest to bid.The temptation of money or the most invincible.
The latest account referral link
- Click here to login to personal data before opening an accountAgain, and then download Richart App began to open an account
- To open an account and complete success for the first time login App can obtain"The account opening ceremony NT $100"
- New door gift will be within 45 days after the first login Richart App directly into your Richart account.
Richart digital bank
So, what is Richart?
Introduction to the
RichartWas launched in 2016 by the bank of new digital financial services, focusing on young people, who "young digital bank" (I think this titles also really can only be awarded to him).
In short,To apply forRichartThe account is equivalent to the general bank account, the difference is that this is a digital account only;It abandoned the past entity and the concept of the traditional paper book bank, savings, transfers, withdrawals and pay cost, and even investment, as long as by phone + Richart App can fix.
Ready for double certificates and relevant materials, at home can through the online bid Richart App;Don't have to step out the door step, need to wait for audit, waiting for the card to send to the office.The official also has a very detailedGuide to opening an accountYou can refer to.
Warm reminder
Through before opening an accountFriend linksThe login information, again to download Richart App Richart accounts, bid after the bid can be in cash 100 yuan (below).
What I receive that?
Application at the same time, in addition to Richart digital savings accounts, whether can choose according to individual demand and do right below this one@ GoGo credit cardCard ", also known as "black dog.
So after win the bid, will get below left this Richart commonly known as "white dog card" VISA card.While the black dog card is different from person to person.
If the bid at the same time, the card will be send separately;Based on the experience of friends around, the speed of the black dog card send will most likely be slower than the white dog card, need to wait patiently.
2018/06/07 update:
Since early in May this year, the white dog card fully to this"Green dog card"!The original hold a white dog card users can now be free replacement card, green dog for more detailed information please refer to meThe latest article:
The difference between Richart and @ GoGo card
Richart VISA card | white dog card/green card
Due to the transfer as long as through Richart App can operation, so this entity card most common scenario is to draw;In addition to the basic money transfer transactions, it itself is a debit card.So even without black dog card, can through the white dog card use brush calorie of consumption of trading, suitable for no fixed income groups.
A new bank @ GoGo | black dog card credit card
Add black dog card when need more attach proof of salary transfer, financial information, this is the first let me learn to use a credit card of card.This card with no annual fee and cash back blessings, is one of the last year to discuss degree high credit card.After half will detail the use result.
White dog black dog silly points not clear?
In simple terms, Richart's new bank launched a digital account;The @ GoGo card is a new bank-issued credit card.
They are essentially two different products, but have inseparable relationship.How do you say?
Suppose I want to apply for a China trust bank today a credit card, don't need to have China trust bank account will be able to handle card;But because the black dog card from the bid, the query credit card details, to pay the card fee, can do through Richart App, and is closely related to produce.
Richart actual use
Currently using black and white and double dog card will enter the fourth month, the following are a few use let me the most satisfaction.
1. An inter-bank transfer/an inter-bank withdrawals from fees
Richart provide free an inter-bank transfer and an inter-bank money every month 5 times.As long as登入 Richart App 首頁就能看到目前剩餘的優惠次數，一目瞭然。
Before I have to run once a month rent, ATM transfer now through Richart set automatically transfer the 15th of each month, life in the farewell to transfer fees, also won't happen again every month to almost 20 remembered that haven't pay the rent, guiltily pass LINE apologised to the landlord about this.
2. Money is convenient, without the card also can draw
If worry about the transaction amount is not enough to use, is equipped with ATM convenience stores in addition to the part of the family for cathay Pacific shihua, provided the rest of the machine is a new bank.
In addition, I don't like thick I also love my walletNo cash cardThis function.As long as拿著手機走到 ATM 前點選無卡交易，接著打開 Richart App 點選「收付 → 無卡提款」，跟著指示操作就能完成提款。再也不用擔心忘記帶白狗卡出門，超級便利。
3. Live up to 1% of the deposit interest rate
Richart to open an account and deposit, the base rate 0.45%, is already higher than most Banks;As long asFurther complete the specified conditionsTo approach the bank deposit, you can enjoy 1% deposit interest rate.And interest payments for the monthly statement, the fixed end of each month.
How to upgrade 2018/07/16 update 】 【 1% annual interest rate?Refer to meThe latest article:
Here can provide an indicator for reference, the post office live store annual interest rate is 0.2%, and the general Banks about falls within the range of 0.05% ~ 0.25%.May refer toThis articleThe detailed arrangement.
4. Beautiful and useful App interface
Although don't understand the UI/UX professional, for a bank depends on actions of the user, Richart function of App is really the most complete and most accessible;App can support fingerprint recognition, login account or to transfer operations, such as can use fingerprint recognition to replace the password input, trading more save time.
Look at China trust that still stays in the UI don't know which s mouth really don't want to make.
A new @ GoGo card use
Have mentioned @ GoGo black dog in front of the card for cash back, also share this months @ GoGo with card.
1. What is a "cash"
This card is the most attractive place is its cash back, what is the cash back?
Refers to using a credit card charge after shopping, the bank the next phase of the amount of feedback.For example, if the cash ratio is 1%, and this charge amount is 10000 yuan, you can get 100 yuan in cash reward.(The resources)
And every bank provisions on cash back is slightly different.In a new, black dog card feedback will in each month to settle an account after a few days ago in the form of cash directly into your Richart accounts;May also directly in the"The overview and the credit card"Review the cash back in recent months.The diagram below.
2. Up to 3.5% cash back
The black dog card can enjoy 3.5% cash back, details are as follows:
(1) all consumer enjoy 0.5% cash back, there is no upper limit.
(2)Specify the digital channelConsumer enjoy 2% cash back, there is limit.
(3) set Richart automatic withholding black dog kaka fee, all consumption 1% overweight, has a limit.
But should pay attention to is:The above (2) and (3) the total for each feedback up to 500 yuanIncorporate computation and amount for each ethnic group, not to single calculation.So it might be a little confusion, the following example.
Hypothesis: a total of 20 this bill consumption, total charge amount is 30000 yuan, five pens for a given digital channel consumption, value of 18000 yuan.Try for this period can get cash back?(1) all consumer enjoy 0.5% cash back, there is no upper limit = 30000 * 0.5% = 150 yuan
(2) the specified digital channel consumer enjoy 2% cash back, have limit = 18000 * 2% = 360 yuan
(3) set Richart automatic withholding 1% overweight, have limit = 30000 * 1% = 300 yuanAs (2) + (3) the upper limit of 500 yuan of provisions, so although feedback amount is RMB 360 + 300 = 660, but still can only get a maximum of five hundred.Therefore, total cash back this bill for $150 + $500 = $650.
Like back in elementary school in numerical mathematics word problems (sweat)
3. The binding Richart automatic deductions
Open the black dog card first thing after, remember binding Richart automatic withholding card fee every month.Complete binding, besides can enjoy just mentioned cash back overweight, 1% payment day near the end of the each month, Richart white dogs will jump out to remind you to insufficient, remember to send money in (huh?)
4. My flesh measured
The black dog card is that it lets a person feel more troublesomeSpecify the digital channelRecognized standards.According to this a few months consumption as a result, Apple's official website, dried small shrimps auction, corner payments have been in digital circuits, can enjoy a 3.5% cash back;And all passenger, tiger, and reality is not recognized.
Due to Richart @ GoGo card cash feedback based on the current"The amount of account"Computing, so buy high price goods, advice may be accomplished through the way of installment will feedback and good and full.For example, in Apple's official website to buy a fleet of price of NT $35900The 11 Pro (64 gb), there are three payment, with 3.5% of the feedback rate, each issue will get about $418 cash reward.
5. At the same time also icash 2.0 / travel card
Public transportation, daily consumption, the network shopping, on a @ GoGo card.
First bid to host the visual personal demand to choose collocation icash 2.0 or easy card, alternative.Opened after black dog card, icash 2.0 / easy card function will be opened at the same time, but must first to the convenience store and other small consumer shop to complete the first connection transaction, to open itAutomatically add valueThe function.
The Taipei MRT, double north bus, the kaohsiung MRT, Taiwan and other traffic stronghold was open use icash 2.0 (reference in detailTraffic using range), it is important to pay special attention to is there are still some public transportation still cannot be used, such as the strategy of passenger transport, taoyuan passenger, etc.Last time someone with only icash 2.0 9023 passenger found that can't brush, so we have to hurry to change passenger is (I).
(2019/01/19) currently production GoGo card only match "easy card"Tie will have LED effect, if choose icash won't shine.
Digital account & Richart @ GoGo card result record at this point, welcome to share and correct.
Finally, welcome to join Richart connected through my exclusive
The latest account referral link
- During the activity: from now on to 2022/12/31
- Click here to login to personal data before opening an accountAgain, and then download Richart App began to open an account
- To open an account and complete success for the first time login App can obtain"The account opening ceremony NT $100"
- Cash gift will be within 45 days after the first login Richart App directly into your Richart account.
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